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Statement by Director Jonathan McKernan on Monitoring the Passivity of Index Fund Complexes: Vanguard’s New Passivity Agreement



STATEMENT | DECEMBER 27, 2024

Statement by Director Jonathan McKernan on Monitoring the Passivity of Index Fund Complexes: Vanguard’s New Passivity Agreement

The passivity agreement entered into by Vanguard today should enable the FDIC to address, with respect to Vanguard, the concerns I raised in January and several times since about gaps in the FDIC’s monitoring of the purported passivity of the largest index fund complexes.

Those concerns have some urgency given the rapid growth of these index fund complexes and the growing body of academic work and other evidence raising doubt about whether these index fund complexes are truly passive. Some critics have pointed to evidence that these index fund complexes have pushed ESG agendas at public companies. Others have expressed concerns about the risks to competition posed by concentrated ownership. Still others have focused more generally on the concentration of power in a few institutional investors.

Read Director McKernan's Full Statement

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