OCC Releases Dodd-Frank Act Stress Test Scenarios for 2025
WASHINGTONâThe Office of the Comptroller of the Currency (OCC)
released economic and financial market scenarios for use in the
upcoming stress tests for covered institutions.
The
supervisory scenarios include baseline and severely adverse scenarios.
Covered institutions are required to use the scenarios to conduct
stress tests. The results of the company-run stress tests provide the
OCC with forward-looking information used in bank supervision and
assist the agency in assessing a covered institutionâs risk profile
and capital adequacy.
Section 165(i)(2) of the Dodd-Frank
Act, as amended by the Economic Growth, Regulatory Relief, and
Consumer Protection Act, requires certain financial companies,
including certain national banks and federal savings associations, to
conduct periodic stress tests.
The 2025 scenario and
background information can be found on the OCCâs Dodd-Frank Act
Stress Test (Company Run) page. The final policy statement on the
development and distribution of the scenarios was issued on October
28, 2013, in the Federal Register. Related Links