RegStream

7 February 2025Chart 1Total assets of credit institutions headquartered in the EU(EUR billions)Source: ECBNote: Data for all reference periods relate to the EU27. Data on the aggregate of total assets of credit institutions headquartered in the EUChart 2Non- performing loans ratio of credit institutions headquartered in the EU(EUR billions; percentages)Source: ECBNote: Data for all reference periods relate to the EU27. Data on the aggregate non-performing loans ratio of credit institutions headquartered in the EUChart 3Return on equity of credit institutions headquartered in the EU in September 2024(percentages)Source: ECBNote: Data for all reference periods relate to the EU27. Data on the aggregate return on equity of credit institutions headquartered in the EUChart 4Common Equity Tier 1 ratio of credit institutions headquartered in the EU in September 2024(percentages)Source: ECBNote: Data for all reference periods relate to the EU27. Data on the aggregate Common Equity Tier 1 ratio of credit institutions headquartered in the EU

The European Central Bank (ECB) has published consolidated banking data as at end- September 2024, a dataset for the EU banking system compiled on a group consolidated basis.

The quarterly data provide information required to analyse the EU banking sector and comprise a subset of the information that is available in the year-end dataset. The September 2024 data cover 344 banking groups and 2349 stand-alone credit institutions and non-EU controlled subsidiaries and branches operating in the EU, accounting for nearly 100% of the EU banking sector’s balance sheet. They include an extensive range of indicators on profitability and efficiency, balance sheet composition, liquidity and funding, asset quality, asset encumbrance, capital adequacy and solvency.

Reporters generally apply International Financial Reporting Standards and the European Banking Authority’s Implementing Technical Standards on Supervisory Reporting. However, some small and medium-sized reporters may apply national accounting standards. Accordingly, aggregates and indicators may include some data that are based on national accounting standards, depending on the availability of the underlying items.

In addition to data as of end- September 2024, the published figures also include a few revisions to past data.

For media queries, please contact Nicos Keranis, tel. : +49 69 1344 7806NotesThese consolidated banking data are available in the ECB Data Portal. More information about the methodology used to compile the data is available on the ECB's website. Hyperlinks in the main body of the press release lead to data that may change with subsequent releases as a result of revisions.